Tips to Get Your Home Ready for a Home Equity Loan

If you are thinking about taking out a home equity loan, you need to prepare yourself and your home. Sure, you want to work on sprucing up your credit report, but there is so much more than that that needs to be done. Take a moment to review the following tips for getting your home ready. This way, when you do apply for the home equity loan, you will have a better shot at receiving an approval. [Read More]

3 Tips For Buying A Home With A Less Than Perfect Credit Score

In an ideal world, everyone who wanted to purchase a house would have a great credit score, high and steady income, and 20 percent down for a down payment. However, this is simply not the case. Instead, there are many people who feel like they can afford a home and are ready to purchase, but don't have the best credit score. Luckily, there is still hope. Here are some things that you can do to help get qualified for a home loan, even if your credit score is less than perfect. [Read More]

What To Do When Your Student Loan Payment Is Late

Your student loan is late and you have either no money or a negative number in your bank account. This happens quite a bit, so don't panic. For most people, their student loan payments are the largest payments they need to make every month, other than their rent. Student lenders are used to late payments, but that doesn't mean you can just ignore it. A late payment will go on your credit report and will stay there for some time. [Read More]

Seeking The Sterling Truth? What You Should Know When Selling Silver

Most people are familiar with the current high value of gold, but not as many people are aware of the fact that selling your silver to a local gold and silver buyers can also be an excellent way to earn some extra money. Silver values are on the rise, with early 2015 values spiking up 9.8 percent. This can be a good time to sell your extra silver jewelry, but first you need to know a bit more about how to recognize what you actually have. [Read More]